Welcome to PennyPuffin.com.

By accessing our website or using our services, you agree to these Terms of Service. Please read them carefully before proceeding. If you do not agree with any part of these terms, you must not use our platform.

1. Acceptance of Terms

By using PennyPuffin.com, you confirm that you have read, understood, and agree to these Terms of Service, including our Privacy Policy. Your continued use of our services constitutes your acceptance of these terms.

2. Services Provided

PennyPuffin.com helps connect users with service providers for their specific needs by collecting and sharing information with trusted partners.

Users complete a short survey, which allows us to match them with a suitable service provider. Our service is free to use for users, and we may earn revenue by sharing your information exclusively with the selected service provider. We do not guarantee the availability, pricing, or quality of services provided by our partners.

3. User Responsibilities

By using our services, you agree to:

Provide accurate and truthful information during the survey and any subsequent interactions.Use PennyPuffin.com only for lawful purposes.Not engage in activities that disrupt or harm our website, services, or other users.

4. Communication and Outreach

By submitting your information through our website, you provide

express written consent to be contacted by PennyPuffin.com and our trusted partners via:

Phone

SMS/text messages

Email

AI-powered systems

Automated or pre-recorded voice systems

Human representatives

These communications may be for service facilitation, follow-up, or relevant marketing offers based on your interests and activity. Communications may be sent through AI-based decision tools or platforms.

You can revoke your consent at any time by replying “STOP” to any SMS, clicking the unsubscribe link in emails, or contacting us at

[email protected]. Outreach will not continue without consent, and we honor all opt-out requests, including those from individuals listed on national or state Do Not Call registries.

5. Use of AI and Automated Decision-Making

PennyPuffin.com uses AI technologies to: Assist in matching users with appropriate services or providersAnalyze submitted data to improve service relevanceHelp manage and deliver communicationsSupport fraud prevention and data security

These tools do not replace human review where required by law or user request.

6. Information Sharing

We share your information exclusively with trusted partners to fulfill your requests. We do not sell your information to unrelated third parties.

Occasionally, we may email you promotional offers or updates that align with your interests. You may opt out at any time.

7. Consumer Rights and Data Requests

In compliance with the California Consumer Privacy Act (CCPA) and other applicable regulations, you have the right to:

Request access to the personal information we have collected about you.Request deletion of your personal information from our systems.Opt out of the sale or sharing of your information.

To exercise your rights, contact us at [email protected]. We will respond promptly to all verified requests.

8. Limitation of Liability

PennyPuffin.com is a platform for connecting users with service providers. We do not directly provide the services listed on our site. We are not responsible for disputes, damages, or issues arising between you and the service provider. We make no guarantees regarding the quality, pricing, or availability of services offered by our partners. Use of our platform is at your own risk.

9. Data Security

We implement reasonable measures to protect your personal information. However, no online transmission or storage method is 100% secure, and we cannot guarantee absolute security.

10. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience and analyze website traffic. By using our site, you consent to our use of these technologies. You may adjust your browser settings to disable cookies if preferred.

11. Intellectual Property

All content on PennyPuffin.com, including text, graphics, logos, and images, is owned by PennyPuffin.com or its licensors. You may not use, copy, or distribute this content without written permission.

12. Termination of Service

We reserve the right to terminate or suspend your access to our website and services at our discretion, without notice, for any reason, including violations of these Terms of Service.

13. Changes to Terms

We may update these Terms of Service from time to time. Updates will be posted on this page with the revised effective date. Your continued use of our website constitutes your acceptance of the revised terms.

14. Contact Us

If you have any questions or concerns about these Terms of Service, please contact us:

Email: [email protected]